Autónomo on €80,000 a Year in Spain (2026): €4,329/month Net
An established autónomo in Madrid with €80,000 of annual net revenue keeps about €4,329 a month (€51,954 a year) in 2026, after €7,288 of Social Security and €20,758 of IRPF.
Assumes 2026 rules, an established autónomo (2+ years), individual, living in Madrid, age 35, no dependants. Net revenue means income after business expenses, before Social Security and IRPF.
Net a month, established
€4,329
€607 quota a month
Net a month, tarifa plana
€4,630
first 12 months, €80 quota
Net a year
€51,954
from €80,000 net revenue
| Item | Per year |
|---|---|
| Net revenue | €80,000 |
| Social Security quota (€607 a month, bracket 15) | −€7,288 |
| IRPF income tax (25.9% of revenue) | −€20,758 |
| Take-home pay | €51,954 |
| Total burden (Social Security + IRPF) | 35.1% |
| IRPF taxable base (after quota and €2,000 allowance) | €70,712 |
| Personal minimum | €5,550 |
Your first year on tarifa plana
New autónomos pay a flat €80 a month for the first 12 months (€960 a year). At €80,000 of net revenue that leaves €4,630 a month after IRPF of €23,479, which is €301 more each month than the regular quota.
€80,000 net revenue in every region
Take-home pay after Social Security and IRPF, best first. Madrid is highlighted.
| Region | Net a year | Net a month | IRPF | Versus Madrid |
|---|---|---|---|---|
| Ceuta | €64,045 | €5,337 | €8,667 | +€12,091 |
| Melilla | €64,045 | €5,337 | €8,667 | +€12,091 |
| Madrid | €51,954 | €4,329 | €20,758 | reference |
| Murcia | €51,455 | €4,288 | €21,257 | −€498 |
| Cantabria | €51,432 | €4,286 | €21,280 | −€522 |
| Balearic Islands | €51,383 | €4,282 | €21,329 | −€571 |
| La Rioja | €51,256 | €4,271 | €21,456 | −€698 |
| Galicia | €51,188 | €4,266 | €21,523 | −€765 |
| Castilla and Leon | €51,138 | €4,262 | €21,573 | −€815 |
| Andalusia | €51,085 | €4,257 | €21,627 | −€868 |
| Canary Islands | €51,084 | €4,257 | €21,627 | −€869 |
| Castilla-La Mancha | €51,044 | €4,254 | €21,667 | −€909 |
| Aragon | €50,948 | €4,246 | €21,763 | −€1,005 |
| Asturias | €50,840 | €4,237 | €21,872 | −€1,114 |
| Valencian Community | €50,725 | €4,227 | €21,987 | −€1,229 |
| Catalonia | €50,662 | €4,222 | €22,049 | −€1,291 |
| Extremadura | €50,261 | €4,188 | €22,451 | −€1,693 |
Frequently Asked Questions
How much tax does an autónomo pay on €80,000 in Spain?
At €80,000 of annual net revenue an established autónomo in Madrid pays €7,288 of Social Security (€607 a month, bracket 15) and €20,758 of IRPF, €28,046 in total or 35.1% of revenue (2026 rules, no dependants, age 35).
How much does an autónomo keep from €80,000 a year?
About €51,954 a year, or €4,329 a month, after Social Security and IRPF. Net revenue here means income after business expenses, before Social Security and IRPF. IRPF is calculated on €70,712 after Social Security and a €2,000 allowance, less the €5,550 personal minimum.
Does tarifa plana change the numbers at €80,000?
In the first 12 months a new autónomo pays the €80 tarifa plana, so Social Security is €960 a year instead of €7,288. At €80,000 that is about €4,630 a month net instead of €4,329, €301 more each month. After the first year the quota follows your income bracket.
Which region is cheapest for an autónomo with €80,000?
Ceuta and Melilla pay least because they only owe 40% of the IRPF (€64,045 net a year at €80,000). Among the other regions Madrid leaves the most (€51,954) and Extremadura the least (€50,261), a gap of €1,693 a year. Social Security is the same everywhere.
Autónomo net pay by annual net revenue
What an autónomo must earn to take home...
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Estimate based on the 2026 autónomo quota table (Orden PJC/297/2026) and AEAT IRPF scales; regional deductions are not included. Not tax advice.