Take Home €1,500 a Month as an Autónomo (Spain 2026): Earn €25,430 a Year
To take home €1,500 a month as an established autónomo in Madrid in 2026, you need about €25,430 of annual net revenue (€2,119 a month), before €381 a month of Social Security and €2,854 a year of IRPF.
Assumes 2026 rules, an established autónomo (2+ years), individual, living in Madrid, age 35, no dependants. Net revenue means income after business expenses, before Social Security and IRPF.
Net revenue needed a year
€25,430
€2,119 a month
First year, tarifa plana
€21,880
€1,823 a month
You take home
€1,500
a month after quota and IRPF
| Item | Per year |
|---|---|
| Net revenue | €25,430 |
| Social Security quota (€381 a month, bracket 8) | −€4,571 |
| IRPF income tax (11.2% of revenue) | −€2,854 |
| Take-home pay | €18,005 |
| Total burden (Social Security + IRPF) | 29.2% |
| IRPF taxable base (after quota and €1,272 allowance) | €19,588 |
| Personal minimum | €5,550 |
Your first year on tarifa plana
New autónomos pay a flat €80 a month for the first 12 months (€960 a year). At €25,430 of net revenue that leaves €1,719 a month after IRPF of €3,840, which is €219 more each month than the regular quota. To take home €1,500 a month you would need only €21,880 of net revenue a year during that first year.
€25,430 net revenue in every region
Take-home pay after Social Security and IRPF, best first. Madrid is highlighted.
| Region | Net a year | Net a month | IRPF | Versus Madrid |
|---|---|---|---|---|
| Ceuta | €19,650 | €1,637 | €1,210 | +€1,645 |
| Melilla | €19,650 | €1,637 | €1,210 | +€1,645 |
| Extremadura | €18,082 | €1,507 | €2,778 | +€77 |
| La Rioja | €18,039 | €1,503 | €2,821 | +€34 |
| Madrid | €18,005 | €1,500 | €2,854 | reference |
| Cantabria | €17,989 | €1,499 | €2,870 | −€15 |
| Canary Islands | €17,934 | €1,494 | €2,926 | −€71 |
| Galicia | €17,909 | €1,492 | €2,950 | −€96 |
| Murcia | €17,892 | €1,491 | €2,967 | −€113 |
| Valencian Community | €17,892 | €1,491 | €2,967 | −€113 |
| Castilla and Leon | €17,870 | €1,489 | €2,990 | −€135 |
| Aragon | €17,851 | €1,488 | €3,009 | −€154 |
| Andalusia | €17,849 | €1,487 | €3,010 | −€156 |
| Castilla-La Mancha | €17,835 | €1,486 | €3,024 | −€170 |
| Asturias | €17,832 | €1,486 | €3,027 | −€173 |
| Balearic Islands | €17,821 | €1,485 | €3,039 | −€184 |
| Catalonia | €17,801 | €1,483 | €3,058 | −€204 |
Frequently Asked Questions
How much must an autónomo earn to take home €1,500 a month in Spain?
About €25,430 a year (€2,119 a month) of net revenue, meaning income after your business expenses and before Social Security and IRPF. From that you pay €381 a month of quota (bracket 8) and €2,854 a year of IRPF (2026 rules, established autónomo, Madrid, no dependants).
How much should I invoice to take home €1,500 a month?
Add your business expenses to the €2,119 a month of net revenue, then add IVA if you charge it. For example, with €500 a month of costs you would invoice about €2,619 a month before IVA. The calculator takes net revenue, so deduct expenses before you enter your own figure.
Is it easier to reach €1,500 a month on tarifa plana?
Yes. During the first 12 months you need only €21,880 a year (€1,823 a month), €3,550 less than the €25,430 an established autónomo needs, because the quota is €80 a month. From month 13 the regular quota applies.
Does the region change what I take home from €25,430 of net revenue?
Ceuta and Melilla pay least because they only owe 40% of the IRPF (€19,650 net a year at €25,430). Among the other regions Extremadura leaves the most (€18,082) and Catalonia the least (€17,801), a gap of €280 a year. Social Security is the same everywhere.
Autónomo net pay by annual net revenue
What an autónomo must earn to take home...
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Estimate based on the 2026 autónomo quota table (Orden PJC/297/2026) and AEAT IRPF scales; regional deductions are not included. Not tax advice.