Take Home €1,000 a Month as an Autónomo (Spain 2026): Earn €16,870 a Year
To take home €1,000 a month as an established autónomo in Madrid in 2026, you need about €16,870 of annual net revenue (€1,406 a month), before €303 a month of Social Security and €1,232 a year of IRPF.
Assumes 2026 rules, an established autónomo (2+ years), individual, living in Madrid, age 35, no dependants. Net revenue means income after business expenses, before Social Security and IRPF.
Net revenue needed a year
€16,870
€1,406 a month
First year, tarifa plana
€14,230
€1,186 a month
You take home
€1,000
a month after quota and IRPF
| Item | Per year |
|---|---|
| Net revenue | €16,870 |
| Social Security quota (€303 a month, bracket 5) | −€3,632 |
| IRPF income tax (7.3% of revenue) | −€1,232 |
| Take-home pay | €12,006 |
| Total burden (Social Security + IRPF) | 28.8% |
| IRPF taxable base (after quota and €844 allowance) | €12,395 |
| Personal minimum | €5,550 |
Your first year on tarifa plana
New autónomos pay a flat €80 a month for the first 12 months (€960 a year). At €16,870 of net revenue that leaves €1,175 a month after IRPF of €1,816, which is €174 more each month than the regular quota. To take home €1,000 a month you would need only €14,230 of net revenue a year during that first year.
€16,870 net revenue in every region
Take-home pay after Social Security and IRPF, best first. Madrid is highlighted.
| Region | Net a year | Net a month | IRPF | Versus Madrid |
|---|---|---|---|---|
| Ceuta | €12,718 | €1,060 | €520 | +€712 |
| Melilla | €12,718 | €1,060 | €520 | +€712 |
| Extremadura | €12,040 | €1,003 | €1,198 | +€34 |
| La Rioja | €12,040 | €1,003 | €1,198 | +€34 |
| Cantabria | €12,006 | €1,001 | €1,232 | +€0 |
| Madrid | €12,006 | €1,001 | €1,232 | reference |
| Valencian Community | €11,974 | €998 | €1,264 | −€32 |
| Asturias | €11,972 | €998 | €1,266 | −€34 |
| Canary Islands | €11,972 | €998 | €1,266 | −€34 |
| Castilla and Leon | €11,972 | €998 | €1,266 | −€34 |
| Galicia | €11,972 | €998 | €1,266 | −€34 |
| Andalusia | €11,938 | €995 | €1,300 | −€68 |
| Aragon | €11,938 | €995 | €1,300 | −€68 |
| Castilla-La Mancha | €11,938 | €995 | €1,300 | −€68 |
| Catalonia | €11,938 | €995 | €1,300 | −€68 |
| Murcia | €11,938 | €995 | €1,300 | −€68 |
| Balearic Islands | €11,918 | €993 | €1,320 | −€88 |
Frequently Asked Questions
How much must an autónomo earn to take home €1,000 a month in Spain?
About €16,870 a year (€1,406 a month) of net revenue, meaning income after your business expenses and before Social Security and IRPF. From that you pay €303 a month of quota (bracket 5) and €1,232 a year of IRPF (2026 rules, established autónomo, Madrid, no dependants).
How much should I invoice to take home €1,000 a month?
Add your business expenses to the €1,406 a month of net revenue, then add IVA if you charge it. For example, with €500 a month of costs you would invoice about €1,906 a month before IVA. The calculator takes net revenue, so deduct expenses before you enter your own figure.
Is it easier to reach €1,000 a month on tarifa plana?
Yes. During the first 12 months you need only €14,230 a year (€1,186 a month), €2,640 less than the €16,870 an established autónomo needs, because the quota is €80 a month. From month 13 the regular quota applies.
Does the region change what I take home from €16,870 of net revenue?
Ceuta and Melilla pay least because they only owe 40% of the IRPF (€12,718 net a year at €16,870). Among the other regions Extremadura leaves the most (€12,040) and Balearic Islands the least (€11,918), a gap of €122 a year. Social Security is the same everywhere.
Autónomo net pay by annual net revenue
What an autónomo must earn to take home...
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Estimate based on the 2026 autónomo quota table (Orden PJC/297/2026) and AEAT IRPF scales; regional deductions are not included. Not tax advice.