Autónomo on €25,000 a Year in Spain (2026): €1,473/month Net
An established autónomo in Madrid with €25,000 of annual net revenue keeps about €1,473 a month (€17,676 a year) in 2026, after €4,571 of Social Security and €2,753 of IRPF.
Assumes 2026 rules, an established autónomo (2+ years), individual, living in Madrid, age 35, no dependants. Net revenue means income after business expenses, before Social Security and IRPF.
Net a month, established
€1,473
€381 quota a month
Net a month, tarifa plana
€1,693
first 12 months, €80 quota
Net a year
€17,676
from €25,000 net revenue
| Item | Per year |
|---|---|
| Net revenue | €25,000 |
| Social Security quota (€381 a month, bracket 8) | −€4,571 |
| IRPF income tax (11.0% of revenue) | −€2,753 |
| Take-home pay | €17,676 |
| Total burden (Social Security + IRPF) | 29.3% |
| IRPF taxable base (after quota and €1,250 allowance) | €19,179 |
| Personal minimum | €5,550 |
Your first year on tarifa plana
New autónomos pay a flat €80 a month for the first 12 months (€960 a year). At €25,000 of net revenue that leaves €1,693 a month after IRPF of €3,726, which is €220 more each month than the regular quota.
€25,000 net revenue in every region
Take-home pay after Social Security and IRPF, best first. Madrid is highlighted.
| Region | Net a year | Net a month | IRPF | Versus Madrid |
|---|---|---|---|---|
| Ceuta | €19,259 | €1,605 | €1,170 | +€1,583 |
| Melilla | €19,259 | €1,605 | €1,170 | +€1,583 |
| Extremadura | €17,741 | €1,478 | €2,688 | +€65 |
| La Rioja | €17,701 | €1,475 | €2,728 | +€25 |
| Madrid | €17,676 | €1,473 | €2,753 | reference |
| Cantabria | €17,653 | €1,471 | €2,776 | −€23 |
| Canary Islands | €17,604 | €1,467 | €2,825 | −€72 |
| Galicia | €17,576 | €1,465 | €2,854 | −€101 |
| Valencian Community | €17,559 | €1,463 | €2,871 | −€117 |
| Murcia | €17,557 | €1,463 | €2,872 | −€119 |
| Castilla and Leon | €17,538 | €1,461 | €2,892 | −€138 |
| Aragon | €17,519 | €1,460 | €2,910 | −€157 |
| Andalusia | €17,517 | €1,460 | €2,912 | −€159 |
| Asturias | €17,508 | €1,459 | €2,921 | −€168 |
| Castilla-La Mancha | €17,503 | €1,459 | €2,926 | −€173 |
| Balearic Islands | €17,498 | €1,458 | €2,932 | −€178 |
| Catalonia | €17,471 | €1,456 | €2,958 | −€205 |
Frequently Asked Questions
How much tax does an autónomo pay on €25,000 in Spain?
At €25,000 of annual net revenue an established autónomo in Madrid pays €4,571 of Social Security (€381 a month, bracket 8) and €2,753 of IRPF, €7,324 in total or 29.3% of revenue (2026 rules, no dependants, age 35).
How much does an autónomo keep from €25,000 a year?
About €17,676 a year, or €1,473 a month, after Social Security and IRPF. Net revenue here means income after business expenses, before Social Security and IRPF. IRPF is calculated on €19,179 after Social Security and a €1,250 allowance, less the €5,550 personal minimum.
Does tarifa plana change the numbers at €25,000?
In the first 12 months a new autónomo pays the €80 tarifa plana, so Social Security is €960 a year instead of €4,571. At €25,000 that is about €1,693 a month net instead of €1,473, €220 more each month. After the first year the quota follows your income bracket.
Which region is cheapest for an autónomo with €25,000?
Ceuta and Melilla pay least because they only owe 40% of the IRPF (€19,259 net a year at €25,000). Among the other regions Extremadura leaves the most (€17,741) and Catalonia the least (€17,471), a gap of €270 a year. Social Security is the same everywhere.
Autónomo net pay by annual net revenue
What an autónomo must earn to take home...
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Estimate based on the 2026 autónomo quota table (Orden PJC/297/2026) and AEAT IRPF scales; regional deductions are not included. Not tax advice.