€21,000 Gross to Net in Spain (2026): €1,442/month
€21,000 gross a year leaves about €1,442 net a month on 12 payments in 2026, or €17,300 a year.
Assumes 2026 rules, living in Madrid, no dependants, a permanent contract and under 65. Net pay here is what you keep after the Renta; your payslip shows slightly more until it is settled.
Net a month, 12 payments
€1,442
€1,453 on the payslip
Net a month, 14 payments
€1,229
plus 2 extra payslips of €1,343
Net a year
€17,300
from €21,000 gross
| Item | Per year |
|---|---|
| Gross salary | €21,000 |
| Employee Social Security (6.5%) | −€1,365 |
| IRPF income tax | −€2,335 |
| Net pay after the Renta | €17,300 |
| Effective rate (Social Security + IRPF) | 17.6% |
| Tax on your next euro (IRPF) | 22.7% |
| IRPF withheld on your payslips | 10.49%% |
| Expected Renta payment | −€132 |
| What the employer pays in total | €27,752 |
€21,000 gross in every region
Net pay after the Renta, best first. Madrid is highlighted.
| Region | Net a year | Net a month | IRPF | Versus Madrid |
|---|---|---|---|---|
| Ceuta | €18,625 | €1,552 | €1,010 | +€1,325 |
| Melilla | €18,625 | €1,552 | €1,010 | +€1,325 |
| Navarre | €18,299 | €1,525 | €1,336 | +€1,000 |
| Basque Country | €17,896 | €1,491 | €1,739 | +€596 |
| Extremadura | €17,315 | €1,443 | €2,320 | +€15 |
| Madrid | €17,300 | €1,442 | €2,335 | reference |
| La Rioja | €17,285 | €1,440 | €2,350 | −€15 |
| Cantabria | €17,244 | €1,437 | €2,391 | −€56 |
| Valencian Community | €17,210 | €1,434 | €2,425 | −€90 |
| Canary Islands | €17,208 | €1,434 | €2,427 | −€92 |
| Galicia | €17,198 | €1,433 | €2,437 | −€101 |
| Asturias | €17,195 | €1,433 | €2,440 | −€105 |
| Murcia | €17,151 | €1,429 | €2,484 | −€149 |
| Andalusia | €17,147 | €1,429 | €2,488 | −€153 |
| Castilla and Leon | €17,145 | €1,429 | €2,490 | −€155 |
| Balearic Islands | €17,128 | €1,427 | €2,507 | −€172 |
| Aragon | €17,126 | €1,427 | €2,509 | −€174 |
| Castilla-La Mancha | €17,110 | €1,426 | €2,525 | −€189 |
| Catalonia | €17,087 | €1,424 | €2,548 | −€213 |
Frequently Asked Questions
How much is €21,000 gross after tax in Spain?
€21,000 gross a year leaves €17,300 net a year, about €1,442 a month on 12 payments, after €1,365 of employee Social Security and €2,335 of IRPF (2026 rules, Madrid, no dependants, permanent contract).
Is it better to get 12 or 14 payments on €21,000?
The yearly total is the same. On 12 payments you get €1,453 a month on your payslip. On 14 payments you get €1,229 for 12 months plus two extra payslips of €1,343, usually in June and December.
Which region pays the least tax on €21,000?
Ceuta and Melilla pay least because they only owe 40% of the IRPF (€18,625 net a year). Among the other regions Navarre leaves the most (€18,299) and Catalonia the least (€17,087), a gap of €1,213 a year.
Will I get a Renta refund on €21,000?
Probably not. On a €21,000 salary the payslip withholding is slightly lower than the tax you owe, so expect to pay about €132 with the Renta in Madrid. The result depends on your region and family situation, so use the calculator for your own case.
Net salary for other common wages
Net salary by monthly wage
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Estimate based on the 2026 Social Security rates and AEAT IRPF scales; regional deductions are not included. Not tax advice.