€15,000 Gross to Net in Spain (2026): €1,169/month | Spanified

€15,000 Gross to Net in Spain (2026): €1,169/month

€15,000 gross a year leaves about €1,169 net a month on 12 payments in 2026, or €14,025 a year.

Assumes 2026 rules, living in Madrid, no dependants, a permanent contract and under 65. Net pay here is what you keep after the Renta; your payslip shows slightly more until it is settled.

Net a month, 12 payments

€1,169

€1,169 on the payslip

Net a month, 14 payments

€990

plus 2 extra payslips of €1,071

Net a year

€14,025

from €15,000 gross

Personalise this calculation

From €15,000 gross to net
ItemPer year
Gross salary€15,000
Employee Social Security (6.5%)−€975
IRPF income tax−€0
Net pay after the Renta€14,025
Effective rate (Social Security + IRPF)6.5%
Tax on your next euro (IRPF)0.0%
IRPF withheld on your payslips0.00%%
What the employer pays in total€19,822

€15,000 gross in every region

Net pay after the Renta, best first. Madrid is highlighted.

RegionNet a yearNet a monthIRPFVersus Madrid
Andalusia€14,025€1,169€0+€0
Aragon€14,025€1,169€0+€0
Asturias€14,025€1,169€0+€0
Balearic Islands€14,025€1,169€0+€0
Canary Islands€14,025€1,169€0+€0
Cantabria€14,025€1,169€0+€0
Castilla-La Mancha€14,025€1,169€0+€0
Castilla and Leon€14,025€1,169€0+€0
Catalonia€14,025€1,169€0+€0
Ceuta€14,025€1,169€0+€0
Valencian Community€14,025€1,169€0+€0
Extremadura€14,025€1,169€0+€0
Galicia€14,025€1,169€0+€0
La Rioja€14,025€1,169€0+€0
Madrid€14,025€1,169€0reference
Melilla€14,025€1,169€0+€0
Murcia€14,025€1,169€0+€0
Navarre€14,025€1,169€0+€0
Basque Country€14,025€1,169€0+€0

Frequently Asked Questions

How much is €15,000 gross after tax in Spain?

€15,000 gross a year leaves €14,025 net a year, about €1,169 a month on 12 payments, after €975 of employee Social Security and €0 of IRPF (2026 rules, Madrid, no dependants, permanent contract).

Is it better to get 12 or 14 payments on €15,000?

The yearly total is the same. On 12 payments you get €1,169 a month on your payslip. On 14 payments you get €990 for 12 months plus two extra payslips of €1,071, usually in June and December.

Which region pays the least tax on €15,000?

Ceuta and Melilla pay least because they only owe 40% of the IRPF (€14,025 net a year). Among the other regions Andalusia leaves the most (€14,025) and Basque Country the least (€14,025), a gap of €0 a year.

Will I get a Renta refund on €15,000?

Roughly break-even. On a €15,000 salary the payslip withholding is almost exactly the tax you owe in Madrid. The result depends on your region and family situation, so use the calculator for your own case.

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Estimate based on the 2026 Social Security rates and AEAT IRPF scales; regional deductions are not included. Not tax advice.